Senior Life Underwriter
Date: Nov 7, 2025
Location: Erie, PA, US, 16530
Company: Erie Insurance
Please Note: We are only considering US workers for this position. We are unable to offer this position to individuals who will require current or future immigration sponsorship for employment.
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Division or Field Office: |
Life Division |
| Department of Position: | Life Product Management Dept |
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Work from: |
Corporate Office in Erie, PA |
| Salary Range: |
$77,638.00 - $124,019.00 * salary range is for this level and may vary based on actual level of role hired for |
*This range represents a national range and the actual salary will depend on several factors including the scope and complexity of the role and the skills, education, training, credentials, location, and experience of an applicant, as well as level of role for which the successful candidate is hired. Position may be eligible for an annual bonus payment.
At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 6,000 employees and over 13,000 independent agencies. Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia.
Benefits That Go Beyond The Basics
We strive to be Above all in Service® to our customers—and to our employees. That’s why Erie Insurance offers you an exceptional benefits package, including:
- Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.
- Low contributions to medical and prescription premiums. We currently pay up to 97% of employees’ monthly premium costs.
- Pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.
- 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.
- Paid time off. Paid vacation, personal days, sick days, bereavement days and parental leave.
- Career development. Including a tuition reimbursement program for higher education and industry designations.
Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts each year.
Position Summary
Performs life underwriting functions within an increased designated level of authority to evaluate and select risks the company will insure. Approval authority up to $3 million. Ensures that Agents understand and adhere to company underwriting philosophy and service expectations of Policyholders. Actively supports and promotes corporate objectives and strategic growth plans. Develops Industry knowledge through the pursuit of insurance coursework and evolving life underwriting knowledge.
- This position is based in person out of our Corporate Office in Erie, PA.
Duties and Responsibilities
- Evaluates more complex life insurance applications. Collects, reviews, and analyzes an applicant's relevant history and records. Obtains additional information about an applicant as needed to determine eligibility to accept or deny each request for coverage at an established rate class.
- Corresponds, develops, and maintains working relationships with Agents, ERIE sales force and other departments through meetings, phone contact and email. Attends meetings as required to learn to establish rapport with agents and develop knowledge of ERIE’s territories.
- Assists with departmental secondary tasks such as reinstatements and reissues, post issue audits, lifeworks and risk assessments as needed.
- Provides mentorship and/or training to other life underwriters as needed. Reviews referrals for second signature from other underwriters as needed.
The first 4 duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.
This position description in no way states or implies that these are the only duties to be performed by the incumbent. Employees are required to follow any other job-related instruction and to perform any other duties as requested by their supervisor, or as become evident.
Capabilities
- Collaborates
- Cultivates Innovation
- Customer Focus
- Decision Quality
- Ensures Accountability
- Instills Trust
- Nimble Learning
- Optimizes Work Processes (IC)
- Self-Development
- Values Diversity
Qualifications
Minimum education and experience requirements
- Bachelor's degree and five years related experience required; or
- Associates degree and seven years related experience required; or
- High school diploma, or GED, and nine years related experience required; or
- High school diploma, or GED, successful completion of FLMI or FALU designation, and five years related experience required.
Additional Experience
- Working knowledge of spreadsheet, word processing and email software required.
- Occasional travel required.
- Underwriting experience at the company or agency level with an in-depth knowledge of all related business lines preferred.
- Working knowledge of underwriting guidelines and techniques, demonstrated through proven strong underwriting performance preferred.
Designations and/or Licenses
- Pursuit of industry designations such as ALMI, FLMI, FALU or CLU, required.
- Successful completion of the AALU or FLMI designation preferred.
Physical Requirements
- Ability to move over 50 lbs using lifting aide equipment; Never
- Climbing/accessing heights; Rarely
- Driving; Rarely
- Lifting/Moving 0-20 lbs; Occasional (<20%)
- Lifting/Moving 20-50 lbs; Rarely
- Manual Keying/Data Entry/inputting information/computer use; Frequent (50-80%)
- Pushing/Pulling/moving objects, equipment with wheels; Occasional (<20%)
Nearest Major Market: Erie
