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Catastrophe Property Adjuster

Date: Mar 14, 2023

Location: Jackson, TN, US, 38301

Company: Erie Insurance

Division or Field Office:

Claims Division

Department of Position: Catastrophe Operations Dept 

Work from:

Home in Jackson, TN

 

At Erie Insurance, you’re not just part of a Fortune 500 company; you’re also a valued member of a diverse and inclusive team that includes more than 5,000 employees and over 2,200 independent agencies.  Our Employees work in the Home Office complex located in Erie, PA, and in our Field Offices that span 12 states and the District of Columbia. 

We strive to be Above all in Service® to our customers—and to our employees. That’s why Erie Insurance offers you an exceptional benefits package, including:

•          Premier health, prescription, dental, and vision benefits for you and your dependents. Coverage begins your first day of work.

•          Low contributions to medical and prescription premiums. We currently pay up to 97% of employees’ monthly premium costs.

•          A pension. We are one of only 13 Fortune 500 companies to offer a traditional pension plan. Full-time employees are vested after five years of service.

•          A 401(k) with up to 4% contribution match. The 401(k) is offered in addition to the pension.

•          Paid vacation, personal days, sick days, bereavement days and parental leave.

•          Career development, including a tuition reimbursement program for higher education and industry designations.

•          Additional benefits that include company-paid basic life insurance; short-and long-term disability insurance; orthodontic coverage for children and adults; adoption assistance; fertility and infertility coverage; well-being programs; paid volunteer hours for service to your community; and dollar-for-dollar matching of your charitable gifts, up to $12,500 a year.

 

Position Summary

  • This is a work-from-home position with special consideration given to candidates in Jackson, TN
  • Also accepting applications for the ERIE footprint in the states of: PA, NY, MD/DC, NC, VA, WV, TN, WI, IL, OH and KY
  • The majority of the responsibilities for this role will require travel away from home (and throughout the ERIE footprint)
  • A company car with paid gas card will be provided

 

Exercises independent discretion or judgment in handling all types of catastrophe property claims. Also assists assigned field office when not on catastrophe deployment in handling day to day property claims.

Duties and Responsibilities

Establishes immediate contact with Policyholders regarding their loss, driving to site of damage within assigned territory or other if required.

 

Sets and manages adequate reserves within designated authority.

 

Properly identifies and assesses damage. Determines liability and total value of claim.

 

Prepares a proper estimate relating to the identified damages and obtains an agreed scope of work and cost of repair with contractor and/or Policyholder.

 

Properly documents claim files with all activities and submits final report to file for closure.

 

Determines or declines payment and issues checks as required. Negotiates claims with plaintiff attorneys when necessary.

 

Assigns and supervises the handling of property losses by independent adjusters when necessary. Advises claims adjusters regarding handling of claims.

 

Attends industry-related training programs to stay current on legal developments and ensure compliance with applicable laws and regulations impacting the operation of the department.

 

Assists assigned field office(s) as necessary when not on Catastrophe Duty; brings assigned property claims to conclusion.

 

Provides monthly operational maintenance of the Sprinter Van attached to the office where the CAT adjuster is domiciled.

 

The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

Competencies

Values Diversity
Nimble Learning
Self-Development
Information Management Skills
Collaborates
Customer Focus
Job-Specific Knowledge
Cultivates Innovation
Instills Trust
Optimizes Work Processes
Ensures Accountability
Decision Quality

Qualifications

High school diploma or equivalent required.  Five years of claims handling experience, or equivalent, including two years of property claims handling experience, required.  Strong technical knowledge of structural damage repair and valuation techniques or equivalent required.

 

Successful completion of Associate in Claims (AIC) program preferred. Proficiency with estimating software (preferably Symbility) or equivalent, preferred. Appropriate license as required by state. Valid driver’s license and good driving record required. Incumbent must live in the territory assigned unless a change is approved by the company. Position requires the incumbent to serve on the Catastrophe Team as a first responder which will include frequent travel on short notice to other locations for periods in excess of two consecutive weeks.

Physical Requirements

Lifting 0-20 lbs; Often (20-50%)
Lifting 20-50 lbs; Often (20-50%)
Lifting Over 50 lbs; Often (20-50%)
Driving; Frequent (50-80%)
Pushing/Pulling; Occasional (<20%)
Manual Keying/Data Entry; Often (20-50%)
Climbing; Moderate (30-40%)


Nearest Major Market: Jackson
Nearest Secondary Market: Memphis