Catastrophe Property Adjuster

Exercises independent discretion or judgment in handling all types of catastrophe property claims. Also assists assigned field office when not on catastrophe deployment in handling day to day property claims.

• The selected candidate will work from home anywhere within the ERIE footprint, be provided a company car and the equipment necessary to work from home
• There are multiple positions available
• This position will require travel away from home for the majority of the responsibilities of the role

• Establishes immediate contact with Policyholders regarding their loss, driving to site of damage within assigned territory or other if required.
• Sets and manages adequate reserves within designated authority.
• Properly identifies and assesses damage. Determines liability and total value of claim.
• Prepares a proper estimate relating to the identified damages and obtains an agreed scope of work and cost of repair with contractor and/or Policyholder.
• Properly documents claim files with all activities and submits final report to file for closure.
• Determines or declines payment and issues checks as required. Negotiates claims with plaintiff attorneys when necessary.
• Assigns and supervises the handling of property losses by independent adjusters when necessary. Advises claims adjusters regarding handling of claims.
• Attends industry-related training programs to stay current on legal developments and ensure compliance with applicable laws and regulations impacting the operation of the department.
• Assists assigned field office(s) as necessary when not on Catastrophe Duty; brings assigned property claims to conclusion.
• Provides monthly operational maintenance of the Sprinter Van attached to the office where the CAT adjuster is domiciled.
• The first five duties listed are the functions identified as essential to the job. Essential functions are those job duties that must be performed in order for the job to be accomplished.

High school diploma or equivalent required. Five years of previous experience in residential and/or commercial property claims handling, to include strong technical knowledge of structural damage repair and valuation techniques, or equivalent, required. Haag Certification or willingness to pursue, required.

Successful completion of an accepted property estimating training program or five years of previous experience in construction required. Successful completion of Associate in Claims (AIC) program preferred. Proficiency with estimating software (preferably Symbility) or equivalent, preferred. Appropriate license as required by state. Valid driver’s license and good driving record required. Incumbent must live in the territory assigned unless a change is approved by the company. Position requires the incumbent to serve on the Catastrophe Team as a first responder which will include frequent travel on short notice to other locations for periods in excess of two consecutive weeks.